Any information or advice contained on this website is general in nature only and does not constitute personal or investment advice. We will not accept liability for any loss or damage, including without limitation to, any loss of profit, which may arise directly or indirectly from the use of or reliance on such information. You should seek independent financial advice prior to acquiring a financial product. All securities and financial products or instruments transactions involve risks. Please remember that past performance results are not necessarily indicative of future results.

The information on this site may be accessed worldwide however it is not directed at residents in any country or jurisdiction where such distribution or use would be contrary to local law or regulation.

 These terms and conditions apply to and regulate the provision of services provided by Monimakr Club through its platforms to the customer herein. These terms and conditions constitute Monimakr Club’s offer and set out the terms governing this agreement. Monimakr Club is  a subscription based membership club. Our products and services are poised to help secure a better life for our members, expand our streams of income and improve our collective socio-economic & financial wellbeing

CONSENT: By clicking that “I agree to the terms and conditions” contained on any of our platforms, which you hereby adopt as your electronic signature, you consent and agree that:

1. We are authorized to share, receive and use data/information collected from your transactions with other affiliated third parties including but not limited to switching companies, mobile networks operators, aggregators, and other financial institutions and e-commerce platforms.

2. By clicking on the box as electronic signature carries the same effect as if you signed them using ink on paper or any other physical means.
3. This consent applies to this transaction, to all future transactions in which you use on any of our platforms.

DEFINITIONS: In this agreement, the terms: you, yours, member, client shall mean the person who applied for this account and agrees to this agreement while we, us, ours and club,  shall mean Monimakr Club or Persons, corporation to whom the rights and obligations of Monimakr Club have been assigned. “Account” means the customer’s account with Monimakr Club.

CONDITION FOR USE OF THE APP AND ACCOUNT In order to use the app and run an account on it:

 a). You must accept and agree to these terms and conditions;

b). Register with us on the Monimakr Club website

 c). You must be of a legal age of at least 18 years of age

d). You must provide all information as may be requested by us, such as your name, email address, mobile phone number, means of identification and such other information as we may request from time to time (collectively, customer information)

 f). You represent and warrant that all customer information you provide us from time to time is truthful, accurate, current and complete and you agree not to misrepresent your identity or your customer information

 g). You agree to promptly notify us of changes to your customer information by updating your profile on the Monimakr Club platform and to notify us at least five business days before any changes to your customer information.

h). If we approve your registration, you will be authorized to use your Monimakr Club account, subject to these terms:

1. For the compliance purposes and to provide our services efficiently to you, you hereby authorize us to, directly or through a third-party, obtain, verify and record information and documentation that helps us verify your identity.

2. REPRESENTATIONS AND WARRANTIES

2.1 We and our affiliates and any of their respective members, partners, officers, and employees shall devote our time to your affairs as in our judgment of the conduct of our business shall reasonably require, and none of our Manager or our affiliates shall be obligated to do or perform any act or thing in connection with your business not expressly set forth herein.

SCOPE OF LIABILITY; INDEMNIFICATION

3.1 In the absence of willful misfeasance, bad faith or gross negligence on our part, or reckless disregard of our obligations and duties hereunder, we shall not be subject to any liability to you, or to any  member , for any act or omission in the course of, or connected with, rendering services hereunder.

 3.2 You shall, to the fullest extent permitted by law, indemnify and save harmless our company, its affiliates and any of our respective partners, members, directors, officers, or employees (the “Indemnitees”) from and against any and all claims, liabilities, damages, losses, costs and expenses, that are incurred by any Indemnitee and that arise out of or in connection with the performance or nonperformance of or by the Indemnitee of any of our responsibilities hereunder, provided that an Indemnitee shall be entitled to indemnification hereunder only if the Indemnitee acted in good faith and in a manner the Indemnitee reasonably believed to be in or not opposed to the best interests of the member provided, however, that no Indemnitee shall be indemnified against any liability to the members  by reason of willful misfeasance, bad faith, gross negligence or reckless disregard of the Indemnitee’s duties under this Agreement (“disabling conduct”).

SCOPE OF LIABILITY

4.1 For all purposes of this Agreement, we shall be an independent contractor and not your employee or dependent agent; nor shall anything herein be construed as making you a partner or co-venture with you or any of your affiliates. Except as provided in this Agreement, we shall have no authority to bind, obligate or represent you .

 TERM; TERMINATION; RENEWAL

5.1 This Agreement shall become effective as of the date of its execution unless otherwise terminated by the non payment of the club ‘s  membership fees

AMENDMENT; FORCEMAJEURE; WAIVER

6.1 This Agreement shall not be amended, nor shall any provision of this Agreement be considered modified or waived, unless evidenced by a writing signed by the parties hereto, and in compliance with relevant laws.

6.2 No failure, delay or default of a party to exercise any right or enforce any remedy, power or privilege under this agreement shall constitute a waiver of the same, and the waiver of such right, remedy, power, or privilege with respect to any occurrence shall not be construed as a waiver of such right, remedy, or privilege with respect to any other occurrence.

6.3 Neither party shall be held liable or responsible to the other party nor be deemed to have defaulted under or breached this Agreement for failure or delay in fulfilling or performing any obligation under this Agreement when such failure or delay is caused by or results from causes beyond the reasonable control of the affected party, including but not limited to fire, floods, embargoes, war, acts of war (whether war is declared or not), insurrections, riots, civil commotions, strikes, lockouts, or other labor disturbances, acts of God, or acts, omissions, or delays in acting by any governmental authority; provided, however, that the party so affected shall use reasonable commercial efforts to avoid or remove such causes of non-performance, and shall continue performance hereunder with reasonable dispatch whenever such causes are removed.

6.4 Either party shall provide the other party with prompt written notice of any delay or failure to perform that occurs by reason of force majeure. The parties shall mutually seek a resolution of the delay or the failure to perform as noted above.

6.5 If the performance of a Party’s obligations under this Agreement is in the opinion of that Party likely to be hindered, delayed or affected by reason of a force majeure event, then the Party so affected shall promptly notify the other Party in writing

7. CONFIDENTIALITY & NON-DISCLOSURE

7.1 The parties acknowledge that each own valuable trade secrets, and other confidential information. Such information may include but not be limited to software code, routines, data, knowhow, designs, inventions and other tangible and intangible items.

7.2 All such information owned by the parties is defined as ‘Confidential information’. This provision does not apply to Confidential Information that is; i) in the public domain through no fault of the receiving party, ii) was independently developed as shown by documentation, iii) disclosed to others without similar restrictions, or iv) was already known by the receiving party.

 7.2 The parties agree that they will not, at any time during or after the term of this Agreement, disclose any Confidential Information to any person, and that upon termination of this Agreement, each party will return any Confidential Information that belongs to the other party.